I think transfers need to become 2-hour timed passes, like they are in some cities.
Presto transfers in Ottawa behave like 2-hour timed passes.
You can (kinda) use them like that nowadays as TTC seems to have reduced enforcing some of the arcane transfer rules. I'm easily able to reverse direction on the same route, even though I've been holding the transfer squarely at their face. A few times at the same station for a repeat trip (two of them, from direction mistakes and wrong-side-of-subway situations). No refusal since 2010. Streetcars, however, are somewhat of a different story, but as long as you use them within a couple stops beyond a subway, I haven't been refused even though I hold them up clearly at the driver with a pause.
If I wasn't seeing things, or hallucinating, TTC culture seems to be preparing for the "transfer is a 2-hour timed pass" era, at least within the 416. I think eventually, Tory, will see the sensibility of this. Farecards often increase public transit spending, more than compensating for the loss of revenue caused by turning transfers into 2-hour timed passes. And people during peak period rarely reverse direction or contribute to congestion by multi-use of a transfer, so it wouldn't be a capacity worry in the central part of the U. And people do accidentally make mistakes by going in the wrong direction on subway, and they need to be able to "wave" those customers in. TTC reps won't easily be able to do that. So simpler to let the Presto faregates simply do that for ya.
Tory is going to approve transfers becoming 2-hour timed passes, no problem -- once he sees it makes so much sense -- and the new problems that will happen if this does not happen -- so give Tory time; it seems that so far, he seems to recognizes common transit sense when it's presented. By 2016.