Attacking the messenger doesn't make what I am asserting any less valid.
Here's a research project: call up your local bank, tell them you want to buy a taxi. Ask them if they will finance you. Of course, they cannot descriminate on the basis of race or nationality, so they will simply deny EVERYONE the loan. GMAC will lend you 50% only over two years. Call them up, ask them.
I had the VP of a major insurance company tell me that they were not taking any 'new driver's' any more because of the losses they have had in the past few years due to 'new Canadians.' Again, they can't descrimate on the basis of nationality or race (although sex, age and marital status is okay
), so they just deny everyone. Unless you have been driving for a full year in Canada (which means you have been 'insured' in Canada for a full year.) Bit of a paradox there, actually.
Now, I've driven in some pretty awful places where I would say drivers were worse than around here, but my theory (and this is just a theory) is that in places like Paris or Brazil, although the drivers may be ALL crazy, they are all crazy in the same way. Witness a bus driver in Rio, driving a bus along a curvy beach road at 80 km/hr, giving change and shifting gears (no automatics for those drivers!) while careening through traffic. The first time I experienced it I was terrified. After a few days, I realized he anticipates the other basd driver's moves because they all drive badly the same way!
Not so in Toronto where half the drivers were driving in Bangkok, Mumbai, Beijing or herding goats 6 months ago, and now they are driving a car in a congested city with over crowded roads and - guess what - they cannot possibly know what the other driver is going to do!
Anyway, this is off topic somewhat, but as I have said: there are more costs to this rampant immigration in a modern world and we need to face those issues or our standard of living will decline severely. Many of those challenges (like car insurance and bank loans) were not issues 75 years ago, but they are today.