Exactly. Mutation is natural. Do we need a solution for mutation? No, we don't. First of all, it's next to impossible to do. Secondly, even if by some fluke chances we succeeded, it would be a disaster, since mutation is an integral part of human biology. It was mutation that made us human. Cancer is the result of a mutation. I guess you can say it's natural, but it's not necessary. (well, to our knowledge at least).
Poverty to society is mutation to human. It can generate a lot of negative effects. However, it is still necessary. Our problem is not poverty, it's how to deal with these negative effects. Therefore, it's my opinion, that any social program needs to be targeting a specific problem and goal oriented.
For example, lack of choices is a direct result of poverty and it has a negative effect on society. Therefore, the goal of the social program should be to provide choices. We can not make choices for people. However, if somebody chose to work hard or study hard to be successful, then he/she should be provided the opportunity to do so. The society should provide entry level jobs, loan, etc... However, the program must be goal oriented. It's not a charity, so if this person does not perform, then he/she should be kicked out the program. And if the person does succeed, he/she need to repay society the debt, either by providing jobs to program or monetary repayment. I suspect this program will cost very little if efficiently run.
On the flip side, if somebody chose to make a bad choice and caused damage to society, then he/she should be punished and more importantly repay their debt to society. And I don't mean staying in a cell for a couple of years. I mean penal colonies, performing highly-paid jobs with the majority of the payment going to society. Of course, this program needs to be profitable.
Of course, exceptions are to be made. No programs can function without exceptions. Even our justice system is not blind. Individual circumstances need to be considered and if it's absolutely impossible for an individual to make the necessary choices (e.g. birth defects), then financial aids should be provided so that they can live the rest of their lives peacefully. There's a big difference between less fortunate and less prepared.