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Hydrogen
Guest
In the extreme cases, I suppose it would be due to lack of photo ID or whatever the bank deems sufficient identification, perhaps also lack of SIN card or SIN number.
Lack of a sufficient initial deposit can also be a factor.
Toronto now attracts only a fraction of the number of immigrants as it did before. Far less than the surrounding 905 region. So any negative impact on poverty rates via immigration patterns should be improving. They are not. I don't believe for a second that Toronto has a very unique demographic if immigrant that is unable to find work as opposed to those whom settle in the 905 region. I think that almost all immigrants are very hard working and will work in any capacity they can given the chance.
Glen,
Concerning the "fraction," is that total or per capita? Also, you look at immigrants in different regions, but isn't there a significant difference in the economic realities of those immigrants (I'd imagine there would be a significant range).
Again, my main criticism is the idea business taxes in the city have a direct relationship to higher rates of poverty. This is not an accusation or a suggestion that you have uttered such a thing, but that such a correlation speaks to other variables that are not mentioned in such a discussion. Without those details, such a relationship is spurious.