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Flaherty asks banks to justify ATM fees

Re: Flaherty will get you nowhere

I think so, at least to some extent. Unfortunately, he is an ideologue and a disingenuous politician.
 
Re: Flaherty will get you nowhere

That means he's stupid, in my books.

Ideologues are ignorant people.
 
Re: Flaherty will get you nowhere

The UK's banks don't charge ATM fees (and a range of other fees) so that means the costs needed to be reocovered are drawn out from people who over-use things like overdrafts.

I went 10p over my £100 overdraft last year (and there are no physical limits which stop you from doing that, another sneeky little money maker) and got stung £42 for it. I was still converting to AUD at the time and that's roughly $100AUD (~$90-95CAD).

thank your lucky stars....
 
Re: Flaherty will get you nowhere

^I think the technical response to that is "ouch."
 
Re: Flaherty will get you nowhere

I'm sorry. I think anyone who banks with one of the major banks over PC after being presented with the choice is a sucker. If you still want a full service account, you can have an account (maybe with a high enough balance so as to be zero fee) so you can use the bricks-and-mortar bank for some less routine things... but day to day things should be with a bank that doesn't try to fleece you at every opportunity.

As true as this is and as happy with PC I have been... I will continue to avoid companies setting up overseas call centre's to support their Canadian operations taking away good jobs from our economy. I am migrating to ING, I don't know what I'll do when I call them and ask what the weather's like in December only to hear "it's very nice sir, how about those leafs".
 
Re: Flaherty will get you nowhere

Call centre jobs aren't good jobs.
 
Re: Flaherty will get you nowhere

Call centre jobs aren't good jobs.

$15/hour+ for those freshly out of college/university with general BA's is plenty good. I know of some call centre jobs (insurance and tech related) that pay over $25/hour in some cases... I don't know about you but when jobs that pay that well start ending up in India (thanks to companies like PC) we are losing far more than we are gaining.

Telemarketing/Survey etc call centre jobs aren't good I agree with you, but the jobs PC is taking away are enough to support lives and get people started. Also keep in mind there's trainers, team leaders, managers, admin and countless other positions that end up overseas as well... it's truly disgusting IMO and I refuse to deal with companies that do this.
 
Re: Flaherty will get you nowhere

Call centre jobs aren't good jobs.

It's Sudbury's fastest growing industry.

You don't hate Sudbury, do you?
 
Re: Flaherty will get you nowhere

It's not my job to employ Sudburians. Besides, don't people in India need to work, too?

Frankly, a person with a BA is overqualified for customer service. Do you mean things that require more than superficial training, like some tech support, etc?
 
Re: Flaherty will get you nowhere

I'm a PC guy too. I rarely have more than $5 on me, as I debit-pay everything.
 
Re: Flaherty will get you nowhere

You get much better deals with cash. I got a lovely grey silk opera scarf at the Bay a couple of weeks ago, and my mammoth wooly at N()IR, that way.
 
Re: Flaherty will get you nowhere

It's not my job to employ Sudburians. Besides, don't people in India need to work, too?

Frankly, a person with a BA is overqualified for customer service. Do you mean things that require more than superficial training, like some tech support, etc?

As someone who has recently graduated with (well within 5 years) and has countless friends who have as well I can tell you a BA alone isn't going to get you much these days. Anything over $30k to start can be considered a great job.

The reality is, we need these jobs so new grads can get some experience under their belt, this isn't the path everyone takes obviously, but of the 10 or so recent grads I know, at least half started off in a call centre (myself included) making far more than they were able to get elsewhere and have since moved on. Who knows where we would be without those jobs...

For the sake of saving YOU money the folks at PC have found it appropriate to farm out these jobs to folks in India making dollars an hour servicing CANADIANS. That's fine that you don't feel the need to support Canadians, you're the same type of person who can shop at Wal Mart and not feed bad either. Good for you, hold your head up high when you walk around and think of how you don't owe anyone anything and those stupid kids with BA's should have done more for an education anyway! Eventually MOST jobs in Canada not related to the service sector can and will be farmed out, I sure hope yours is next, you're asking for it after all.
 
Re: Flaherty will get you nowhere

Sheesh. Whether you like it or not, wonderboy, those jobs are going. Pretentiously believing that staying away from one particular big box or one particular bank will make any difference is ludicrous.

I'll reiterate my point. People in India are humans, too, and deserve to make a wage as much as the next one. Complaining that they're willing to do it for less is a bit foolish. Would you rather they sit on their hands, starve and die?

I'm not going into the service industry either, and there are plenty of jobs in my field in India and plenty more on the way. That's just fine. I'll still get a job... maybe not for quite the pay I would have received without that Indian competition, but there it is. All I can do is make myself more employable with a more unique and valuable skill set. I'm not going to hate Indians for going to work, or wish ill upon evil consumers who patronise firms that offshore to India.
 
Re: Flaherty will get you nowhere

As someone who has recently graduated with (well within 5 years) and has countless friends who have as well I can tell you a BA alone isn't going to get you much these days. Anything over $30k to start can be considered a great job.
Well, then perhaps getting the BA wasn't the best use of your resources and time over the last five years. What was your career plan? Was it just to prolong your high school days before getting into adult life? Why didn't you target your educated towards skills that today's economy needed and is willing to pay top dollar for? We don't need service people, we need welders, doctors, nurses, crane operators, contractors, engineers (in relevant fields) and electricians. What the sweet Jesus are you going to do with a BA today?
 

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