Take care on your next flight, Snowbirds. When you next head south for the winter — or venture abroad later in the year— Ontario’s emergency travel insurance coverage will be a thing of the past.
The Ontario government announced today it will move forward with the plan to cut the government funded program that offers basic out-of-country travel insurance.
Health Minister Christine Elliott says the
Progressive Conservative government decided to make the change after holding a six-day public consultation that ended Tuesday.
Elliot says the program’s administrative costs are too high and the level of coverage too low to assist travellers who depend on private insurance as it is.
The province estimates it spends $2.8 million to administer approximately $9 million in claim payments every year.
She says that broader public outreach will be necessary to remind travellers to purchase health insurance before they leave the country.
When the cut is made official,
Ontario will become the first province to remove medical emergency reimbursement for people travelling abroad.
The program currently covers Ontarians for out-of-country inpatient services up to $400 per day for a higher level of care such as medical services provided in intensive care units or surgical wards, and $200 per day for other care. In addition, $50 per day is allowed for outpatient and doctor services.
Critics have said the move will particularly hurt older travellers, who make up more than half of all Canadians who embark on an out-of-country trip.
According to Vividata from 2018, of the 11 million Canadians who travelled overnight outside of Canada in the past 12 months, about 6 million — or 56 per cent — were 45-plus. And regardless of the length of the trip, the 45-plus crowd accounted for more than all other age groups combined making the proposed government cut very much an issue for older Canadians.
“CARP is very concerned about these recent cuts. Our members, and all older Canadians, may now be more vulnerable to health care costs out of country,” said Laura Tamblyn Watts,
CARP’s Chief Policy Officer. “Canadians will also need to ensure that any extended coverage is not predicated on OHIP coverage.”