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    Is there a way to waive amortiation premium?

    I was wondering if there's a way to waive the 30-year amortization premium surcharge by paying more down payment?
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    People on the Sheppard subway line getting screwed?

    http://www.metrolinx.com/Docs/general/Sheppard-Finch_BCA_Report.pdf Looks like they may (or may not) shut down the Sheppard subway and turn it into LRT. I think those who bought condos along this subway line is getting screwed by the city and Metrolinx. I don't know why they are trying to...
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    Who would buy a 500~550 sqft condo?

    I have been looking at downtown condos and I was wondering is there really a market for it? What kind of people would live there? Is it really hard to re-sell?
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    What happens to deposit if developers go bankrupt?

    If you paid 15% down on a $400K house, Tarion only protects $20,000, so does that mean the other $40,000 is gone?
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    Pre-construction Purchase

    I am a newbie looking to buy a pre-construction condo and I have some questions: 1. Do developers normally require that you get mortgage prior to signing contract? 2. Do developers require financial proof that you have enough deposit (15%~25%) prior to signing contract? 3. Is the closing...
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    Pre-sale condo questions

    Pre-construction condo questions I am a new to pre-construction condos and I have some questions. Here a typical advertisement of the deposit structure: 1. Does "balance to 5% in 30 days" just mean 5% of the outstanding balance? 2. When should I talk to the bank to get my mortgage? Now or...
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    CMHC: condo building boom crashing halt

    http://business.theglobeandmail.com/servlet/story/RTGAM.20081208.wcmhc1208/BNStory/Business/home December 8, 2008 at 10:19 PM EST The condo building boom has come to a crashing halt. Overall housing starts tumbled 19 per cent in November, the slowest pace of residential construction...
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    Ontario house prices set to follow Western drop

    The time has come. So much for those who say price will never fall. ------------------ http://www.reportonbusiness.com/servlet/story/RTGAM.20080814.wmls0814/BNStory/Business/home Globe and Mail August 14, 2008 at 5:25 PM EDT Ontario will likely follow major cities in Western...
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    Higher mortgage rate = Lower housing price?

    http://www.reportonbusiness.com/servlet/story/RTGAM.20080612.wbcmortgage0612/BNStory/Business/home/ If the mortage continues to go higher wouldn't that reduce demand and drive down the price?
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    Buyer-agent agreements??

    I am a first time home buyer, when I contacted the listing agent they want me to sign the buyer-agent agreements before showing me the unit. I don't feel very comfortable signing it as other agents didn't ask me to sign anything. However I do want to see that unit, is there another way?

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